1303 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 1303 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1890
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jan 2017)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-184200000`

Property Details

APN / Parcel Number

Primary APN	`8-184200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,280 sqft Living Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	198 ft deep x 49.5 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1303 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 3 RDS OF W 12 RDS OF LOT 5 HAMMOND'S ADD
Legal Subdivision	HAMMONDS ADD
Legal Lot Number	5
Legal Unit	5
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 N WATERLOO ST, JACKSON, MI 49202-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 16, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Sep 4, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	20172758333
Deed Book / Page	2091 / 845
Prior Transfer Date	Jan 9, 2017
Prior Transfer Doc	0002758333
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1303 N WATERLOO ST, JACKSON, MI 49202-2418
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 N WATERLOO ST, JACKSON, MI 49202-2418

Mortgage

Document Number	0002913349
Date	Apr 26, 2022
Book Page	2210/1159
Instrument	2913349

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1303 N WATERLOO ST, JACKSON, MI 49202-2418
Document Number	0002838117
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 N WATERLOO ST JACKSON MI 492022418, JACKSON, MI 49202-2418

Mortgage

Document Number	0002838117
Date	Dec 11, 2019
Book Page	002153/000028
Instrument	2838117

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1303 N WATERLOO ST, JACKSON, MI 49202-2418
Document Number	0002805264
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 N WATERLOO ST JACKSON MI 492022418, JACKSON, MI 49202-2418

Mortgage

Document Number	0002805264
Date	Sep 10, 2018
Book Page	002127/000976
Instrument	2805264

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,600 (+10.39%)	$123,200 (+10.39%)
2025	$1,118.00 (-16.88%)	$55,800 (+38.46%)	$111,600 (+38.46%)
2024	$1,345.00 (+9.08%)
2023		$40,300	$80,600
2022	$1,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Lakes High Speed, Xfinity.

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