1314 Laurel Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 1314 Laurel Point Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 6,245 sqft · built 1978
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on Record
Last Sale	$799,000 (Aug 2020)
Tax Bill	$62 (2025)
Deeds & Mortgages	Nov 2021 Refinance Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22A 1 28`

Property Details

APN / Parcel Number

Primary APN	`22A 1 28`
Alternative APN	`4726`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	6,245 sqft Living Area
Gross Area	11,456 sqft
1st Floor Area	4,834 sqft
Basement Area	2,012 sqft
Finished Basement	1,016 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	126,324 sqft (2.9 acres)
View / Lot	Waterfront
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	48 sqft
Deck Area	48 sqft
Patio Area	100 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4726
Street Address	1314 LAUREL POINT RD
City	LANCASTER
State	VA
Zip	22503-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAUREL POINT 2.90 AC LR20/1812 P#0407
Legal Subdivision	LAUREL POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	30200

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1200 N QUAKER LN, ALEXANDRIA, VA 22302-3004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER HOME FUNDING LLC
Aug 28, 2020	Warranty Deed, Transfer · ARM TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Aug 26, 2013 · Amount on Record
Deed Document Number	20201812
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1314 LAUREL POINT RD, LANCASTER, VA 22503-2346
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003177
Date	Nov 9, 2021
Instrument	210003177

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 28, 2020
Property Address	1314 LAUREL POINT RD, LANCASTER, VA 22503-2346
Document Number	200001812
Instrument Date	Aug 21, 2020
Instrument	200001812
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 N QUAKER LN, ALEXANDRIA, VA 22302-3004

Mortgage

Document Number	200001813
Date	Aug 28, 2020
Instrument	200001813

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2030

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-98.81%)	$1,139,500 (+37.87%) Land $234,000 Building $905,500	$1,139,500 (+37.87%) Land $234,000 Building $905,500
2023	$5,206.00	$826,500 Land $244,000 Building $582,500	$826,500 Land $244,000 Building $582,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1985–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL POINT private · serves 78 people · EPA ID VA4103750
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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