1503 Laurel Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 1503 Laurel Point Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,641 sqft · built 1979
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2025)
Tax Bill	$21 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`22A 1 39A`

Property Details

APN / Parcel Number

Primary APN	`22A 1 39A`
Alternative APN	`4739`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,641 sqft Living Area
Gross Area	6,041 sqft
1st Floor Area	3,377 sqft
Attic	Attic
Attic Area	168 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Built-in
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	758 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4739
Street Address	1503 LAUREL POINT RD
City	LANCASTER
State	VA
Zip	22503-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAUREL POINT 1.6 AC LR16/1454
Legal Subdivision	LAUREL POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	30200

Owner

Source: Lancaster County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 LAUREL POINT RD, LANCASTER, VA 22503-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	20251731
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1503 LAUREL POINT RD, LANCASTER, VA 22503-2301
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002167
Date	Sep 28, 2020
Instrument	200002167

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1503 LAUREL POINT RD, LANCASTER, VA 22503-2301
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002530
Date	Sep 2, 2021
Instrument	210002530

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21.00 (-98.65%)	$382,200 (+54.55%) Land $23,600 Building $358,600	$382,200 (+54.55%) Land $23,600 Building $358,600
2023	$1,557.00	$247,300 Land $42,100 Building $205,200	$247,300 Land $42,100 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1985–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL POINT private · serves 78 people · EPA ID VA4103750
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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