931 Laurel Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 931 Laurel Point Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,595 sqft · built 1980
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2021)
Tax Bill	$21 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22A 1 45A`

Property Details

APN / Parcel Number

Primary APN	`22A 1 45A`
Alternative APN	`4748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,595 sqft Living Area
Gross Area	3,634 sqft
1st Floor Area	4,710 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	223 sqft
Deck Area	456 sqft
Shed	1 Shed
Shed Area	36 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4748
Street Address	931 LAUREL POINT RD
City	LANCASTER
State	VA
Zip	22503-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAUREL POINT 1.2 AC LR21/1292
Legal Subdivision	LAUREL POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	30200

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	931 LAUREL POINT RD, LANCASTER, VA 22503-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage PEOPLES MORTGAGE
Dec 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage VIRGINIA COMMONWEALTH BANK
Oct 26, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Deed Document Number	20211292
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	May 3, 2021
Property Address	931 LAUREL POINT RD, LANCASTER, VA 22503-2303
Document Number	210001292
Instrument Date	Apr 23, 2021
Instrument	210001292
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 LAUREL POINT RD, LANCASTER, VA 22503-2303

Mortgage

Document Number	210001293
Date	May 3, 2021
Instrument	210001293

Lender

Name	PEOPLES MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	931 LAUREL POINT RD, LANCASTER, VA 22503-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190002109
Date	Dec 17, 2019
Instrument	190002109

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 26, 2018
Property Address	931 LAUREL POINT RD, LANCASTER, VA 22503-2303
Document Number	180002039
Instrument Date	Jul 25, 2018
Instrument	180002039
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 279, KILMARNOCK, VA 22482-0279

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21.00 (-98.61%)	$394,900 (+65.16%) Land $21,200 Building $373,700	$394,900 (+65.16%) Land $21,200 Building $373,700
2023	$1,506.00	$239,100 Land $40,700 Building $198,400	$239,100 Land $40,700 Building $198,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1985–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL POINT private · serves 78 people · EPA ID VA4103750
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: All Points Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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