1412 Laurel Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 1412 Laurel Point Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,020 sqft · built 1969
Lot Size	3.81 acres (165,964 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (May 2018)
Tax Bill	$49 (2025)
Deeds & Mortgages	Aug 2020 Refinance Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22A 1 26`

Property Details

APN / Parcel Number

Primary APN	`22A 1 26`
Alternative APN	`4725`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,020 sqft Living Area
Gross Area	7,226 sqft
1st Floor Area	3,020 sqft
Basement Area	1,313 sqft
Finished Basement	1,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	165,964 sqft (3.81 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces
Patio Area	587 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4725
Street Address	1412 LAUREL POINT RD
City	LANCASTER
State	VA
Zip	22503-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAUREL POINT 3.81 AC LR20/1780
Legal Subdivision	LAUREL POINT
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	1
Census Block	1013
Census Tract	30200

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 LAUREL POINT RD, LANCASTER, VA 22503-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION
Aug 25, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Document Number	20181049
Last Transfer Date	Aug 17, 2020
Transfer Doc	0000001780
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1412 LAUREL POINT RD, LANCASTER, VA 22503-2347
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001781
Date	Aug 25, 2020
Instrument	200001781

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Aug 25, 2020
Property Address	1412 LAUREL POINT RD, LANCASTER, VA 22503-2347
Document Number	200001780
Instrument Date	Aug 17, 2020
Instrument	200001780
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 LAUREL POINT RD, LANCASTER, VA 22503-2347

Mortgage

Document Number	200001781
Date	Aug 25, 2020
Instrument	200001781

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	May 31, 2018
Property Address	1412 LAUREL POINT RD, LANCASTER, VA 22503-2347
Document Number	180001049
Instrument Date	May 26, 2018
Instrument	180001049
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40729 CARRY BACK LN, LEESBURG, VA 20176-6306

Mortgage

Document Number	180001050
Date	May 31, 2018
Instrument	180001050

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49.00 (-98.71%)	$894,100 (+48.57%) Land $243,100 Building $651,000	$894,100 (+48.57%) Land $243,100 Building $651,000
2023	$3,791.00	$601,800 Land $228,100 Building $373,700	$601,800 Land $228,100 Building $373,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1985–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL POINT private · serves 78 people · EPA ID VA4103750
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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