1313 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1313 Stephens Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,886 sqft · built 1970
Lot Size	0.324 acres (14,112 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (May 2021)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2603154.014`

Property Details

APN / Parcel Number

Primary APN	`02-2603154.014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	1,308 sqft
Finished Basement	1,308 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Shingle
Lot Area	14,112 sqft (0.324 acres)
Lot Dimensions	168 ft deep x 84 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1313 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S03 LOT 42 IN MILLCREEK SUB #3 & BEING PT OF NW QR 010-26-03-154-014PLAT V7 P34
Legal Subdivision	MILL CREEK SUBDIVISION #3
Legal Lot Number	42
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records · APN 02-2603154.014

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1313 STEPHENS RD, SIDNEY, OH 45365-8823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage OSGOOD STATE BANK
Apr 26, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	20213563
Deed Book / Page	2288 / 605
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	May 24, 2021
Property Address	1313 STEPHENS RD, SIDNEY, OH 45365-8823
Document Number	2288/605
Book / Page	2288 / 605
Map Reference	MB 7 PG 34
Instrument Date	May 24, 2021
Instrument	202100003563
Transaction Type	Transfer
Record Updated	Jun 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 STEPHENS RD, SIDNEY, OH 45365-8823

Mortgage

Document Number	202100003564
Date	May 24, 2021
Instrument	202100003564

Lender

Name	OSGOOD STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1313 STEPHENS RD, SIDNEY, OH 45365-8823
Transaction Type	Mortgage
Record Updated	May 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2168/026
Date	Apr 26, 2019
Book Page	2168/026
Instrument	201900001974

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2034

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (-5.43%)	$51,850 (-) Land $8,530 Building $43,320
2024	$1,988.00 (+2.32%) Homeowner's exemption	$51,850 (-) Land $8,530 Building $43,320
2023	$1,943.00 (+9.1%) Homeowner's exemption	$51,850 (+25.36%) Land $8,530 Building $43,320	$148,140 (+25.38%) Land $24,360 Building $123,780
2022	$1,781.00 Homeowner's exemption	$41,360 Land $7,500 Building $33,860
2020			$118,150 Land $21,420 Building $96,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
New Knoxville Telephone Company/GoldStar Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 83 locations within half a mile of this property.

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