1359 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1359 Stephens Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1969
Lot Size	0.467 acres (20,328 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (May 2014)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2603154.016`

Property Details

APN / Parcel Number

Primary APN	`02-2603154.016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	20,328 sqft (0.467 acres)
Lot Dimensions	168 ft deep x 121 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Patio Area	560 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1359 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S03 LOT 18 BEING PT OF NW QR MILLCREEK SUB #2 010-26-03-154-016PLAT V7 P23
Legal Subdivision	MILL CREEK SUBDIVISION #2
Legal Lot Number	18
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records · APN 02-2603154.016

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1359 STEPHENS RD, SIDNEY, OH 45365-8823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2014 · Amount on Record
Deed Sale	May 01, 2014 · Amount on Record
Prior Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	20141943
Deed Book / Page	1951 / 362
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Recording Date	May 27, 2026
Property Address	1359 STEPHENS RD, SIDNEY, OH 45365-8823
Document Number	0000002647
Book / Page	2332 / 960
Instrument Date	May 18, 2026
Instrument	20262647
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1359 STEPHENS RD, SIDNEY, OH 45365-8823

Mortgage

Document Number	0000002647,
Date	May 27, 2026
Book Page	2332/960
Instrument	20262647

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1359 STEPHENS RD, SIDNEY, OH 45365-8823
Transaction Type	Mortgage
Record Updated	Jul 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02039/5766
Date	Jun 30, 2022
Book Page	2039/5766
Instrument	202203696

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (-5.45%)	$49,730 (-) Land $11,670 Building $38,060
2024	$1,909.00 (+2.36%) Homeowner's exemption	$49,730 (-) Land $11,670 Building $38,060
2023	$1,865.00 (+9.32%) Homeowner's exemption	$49,730 (+25.71%) Land $11,670 Building $38,060	$142,080 (+25.69%) Land $33,340 Building $108,740
2022	$1,706.00 Homeowner's exemption	$39,560 Land $10,260 Building $29,300
2020			$113,040 Land $29,320 Building $83,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
New Knoxville Telephone Company/GoldStar Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 83 locations within half a mile of this property.

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