1295 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1295 Stephens Rd, Sidney, OH 45365 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1973
Lot Size	0.341 acres (14,872 sqft)
Owner	Individual Name on File
Last Sale	$171,900 (Sep 2020)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Jun 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-2603154.007`

Property Details

APN / Parcel Number

Primary APN	`02-2603154.007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Brick
Roof Material	Shingle
Lot Area	14,872 sqft (0.341 acres)
Lot Dimensions	169 ft deep x 88 ft wide
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1295 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S03 LOT 40 IN MILLCREEK SUB #3 & BEING PT OF NW QR 010-26-03-154-007PLAT V7 P34
Legal Subdivision	MILL CREEK SUBDIVISION #3
Legal Lot Number	40
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records · APN 02-2603154.007

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2005	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO
Jun 08, 2005	Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO
Apr 17, 2009	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Oct 14, 2020	Transfer on Death Deed, Transfer
Sep 04, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 03, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Prior Sale	Oct 24, 2006 · Amount on Record
Deed Document Number	20205410
Deed Book / Page	2242 / 94
Last Transfer Date	Oct 13, 2020
Transfer Doc	002248/522
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	EVANS TITLE COMPANY, EVANS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001532/226
Date	Jun 01, 2005
Book Page	1532/226
Instrument	200500003762

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2035

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001533/703
Date	Jun 08, 2005
Book Page	1533/703
Instrument	200500004018

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	110 N MAIN ST, DAYTON, OH 45402

Agreement

Amount	Amount Recorded
Term	239 Months
Due	May 25, 2025

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001725/098
Date	Apr 17, 2009
Book Page	1725/098
Instrument	200900002386

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 03, 2024

October 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHELBY OH
Recording Date	Oct 14, 2020
Property Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821
Document Number	002248/522
Book / Page	2248 / 522
Map Reference	MB 7 PG 34
Instrument Date	Oct 13, 2020
Instrument	202000006359
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Sep 04, 2020
Property Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821
Document Number	0002242/94
Book / Page	2242 / 94
Map Reference	MB 7 PG 34
Instrument Date	Sep 02, 2020
Instrument	202000005410
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821

Mortgage

Document Number	202000005411
Date	Sep 04, 2020
Instrument	202000005411

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHELBY OH
Recording Date	Sep 03, 2019
Property Address	1295 STEPHENS RD, SIDNEY, OH 45365-8821
Document Number	002184/300
Book / Page	2184 / 300
Instrument Date	Aug 30, 2019
Instrument	201900004378
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,756.00 (-6.55%)	$59,090 (-) Land $8,930 Building $50,160
2024	$1,879.00 (+0.37%) Homeowner's exemption Senior Citizen's exemption	$59,090 (-) Land $8,930 Building $50,160
2023	$1,872.00 (+18.18%) Homeowner's exemption Senior Citizen's exemption	$59,090 (+30.15%) Land $8,930 Building $50,160	$168,830 (+30.15%) Land $25,520 Building $143,310
2022	$1,584.00 Homeowner's exemption Senior Citizen's exemption	$45,400 Land $7,850 Building $37,550
2020			$129,720 Land $22,440 Building $107,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (39149C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
New Knoxville Telephone Company/GoldStar Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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