1304 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 1304 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1917
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (May 2025)
Tax Bill	$1,820 (2024)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7923-31-477-022`

Property Details

APN / Parcel Number

Primary APN	`7923-31-477-022`
Alternative APN	`060/03541-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,436 sqft
1st Floor Area	816 sqft
Basement Area	620 sqft

Exterior

Year Built	Built 1917
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1304 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 40F LOT 6 BLK 2 FAIRVIEW
Legal Range	23W
Legal Township	79N
Legal Section	31
Legal Subdivision	FAIRVIEW
Legal Block	2
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 E 28TH ST, DES MOINES, IA 50317-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Warranty Deed, Transfer · Conventional with PMI WATERSTONE MTG
Dec 20, 2018	Warranty Deed, Transfer · Line of Credit UNION STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	2025-00030341
Deed Book / Page	20153 / 141
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 4, 2019
Property Address	1304 E 28TH ST, DES MOINES, IA 50317-8304
Document Number	0000057182
Book / Page	017226 / 000805
Instrument Date	Jan 31, 2019
Instrument	57182
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 E 28TH ST DES MOINES IA 503178304, DES MOINES, IA 50317-8304

Mortgage

Document Number	57184
Date	Feb 4, 2019
Book Page	017226/000809
Instrument	57184

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 20, 2018
Property Address	1304 E 28TH ST, DES MOINES, IA 50317-8304
Document Number	0000048171
Book / Page	17188 / 0896
Instrument Date	Dec 13, 2018
Instrument	2018-00048171
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 TICHENOR ST, DES MOINES, IA 50317-6253

Mortgage

Document Number	0000048278
Date	Dec 20, 2018
Instrument	2018-00048278

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,200 (+13.18%) Land $23,100 Building $91,100	$114,200 (+13.18%) Land $23,100 Building $91,100
2024	$1,820.00 (+8.98%)
2023		$100,900 Land $20,300 Building $80,600	$100,900 Land $20,300 Building $80,600
2020	$1,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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