Spokane County property record for 13118 E Copper River Ln, Spokane, WA 99206 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,412 sqft · built 2012 |
| Lot Size | 0.235 acres (10,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $895,000 (Jul 2026) |
| Tax Bill | $9,363 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45344.0792 |
| Primary APN | 45344.0792 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,412 sqft Living Area |
| Gross Area | 4,149 sqft |
| 1st Floor Area | 3,052 sqft |
| 2nd Floor Area | 360 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,252 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 737 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 378 sqft |
| Patio Area | 166 sqft |
| Canopy | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13118 E COPPER RIVER LN |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99206-7057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34-25-44: LOTS 16, BLOCK 3 OF THE PLAT OF ELK RIDGE HEIGHTS, AS RECORDED IN BOOK 33 OF PLATS, PAGES 96-103, RECORDS OF SPOKANE COUNTY, WASHINGTON; TOGETHER WITH A PORTION OF LOT 17, BLOCK 3 OF SAID PLAT OF ELK RIDGE HEIGHTS AND A PORTION OF THAT PART |
| Legal Range | 44 |
| Legal Township | 25 |
| Legal Section | 34 |
| Legal Subdivision | ELK RIDGE HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 12402 |
Source: Spokane County records · APN 45344.0792
Assessment roll updated June 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer METRO ONE TITLE, TITLE ONE TITLE |
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU |
| May 03, 2019 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | May 03, 2019 · Amount on Record |
| Deed Document Number | 20267502049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 15, 2026 |
| Property Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Number | 0007502049 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20267502049 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | METRO ONE TITLE, TITLE ONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,514,091.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 10, 2026 |
| Property Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Number | 0007494484 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20267494484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Investor | Possibly a Property Investor |
| Document Number | 0007494484, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20267494484 |
| Name | SPOKANE TEACHERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006985455 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 6985455 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 03, 2019 |
| Property Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Number | 0006802512 |
| Map Reference | VOL 33 PG 96-103 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 6802512 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,373.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13118 E COPPER RIVER LN, SPOKANE, WA 99206-7057 |
| Document Number | 0006802513 |
|---|---|
| Date | May 03, 2019 |
| Instrument | 6802513 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Central Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,363.00 (+7.48%) | $880,400 (-) Land $125,000 Building $755,400 | $880,400 (-) Land $125,000 Building $755,400 |
| 2025 | $8,711.00 (+3.69%) | $880,400 (-0.49%) Land $125,000 Building $755,400 | $880,400 (-0.49%) Land $125,000 Building $755,400 |
| 2024 | $884,700 (+44.23%) Land $89,500 Building $795,200 | $884,700 (+44.23%) Land $89,500 Building $795,200 | |
| 2023 | $8,401.00 (+16.53%) | $613,400 Land $74,400 Building $539,000 | $613,400 Land $74,400 Building $539,000 |
| 2022 | $7,209.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 35% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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