Mille Lacs County property record for 13121 Twilight Rd, Onamia, MN 56359
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 840 sqft · built 1940 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Jul 2018) |
| Tax Bill | $2,154 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-012-0600 |
| Primary APN | 09-012-0600 |
|---|
| Building Area | 840 sqft Total Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Street Address | 13121 TWILIGHT RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-7919 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | E'LY 85 FT OF W'LY 764 FT OF N'LY 280 FT EX N 160 FT OF W 40 FT, OF GOV LOT 1 SEE SURVEY AND JUDGMENT FILED 7/13/05 |
| Legal Range | 27 |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | KATHIO |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6870 SUSSEX LN, SHAKOPEE, MN 55379-7034 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW MARKET BANK |
| Jul 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Prior Sale | Jun 8, 2012 · Amount on Record |
| Deed Document Number | 2018407099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 13121 TWILIGHT RD, ONAMIA, MN 56359-7919 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A423063 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | A423063 |
| Name | NEW MARKET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 17, 2018 |
| Property Address | 13121 TWILIGHT RD, ONAMIA, MN 56359-7919 |
| Document Number | 000A407099 |
| Instrument Date | Jul 3, 2018 |
| Instrument | A407099 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | GIBRALTAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13121 TWILIGHT RD, ONAMIA, MN 56359-7919 |
| Document Number | 000A407100 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | A407100 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Kathio Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,154.00 (+4.46%) | $227,800 (+0.93%) Land $128,900 Building $98,900 | $227,800 (+0.93%) Land $128,900 Building $98,900 |
| 2025 | $225,700 (-0.92%) Land $128,900 Building $96,800 | $225,700 (-0.92%) Land $128,900 Building $96,800 | |
| 2023 | $2,062.00 | $227,800 Land $122,500 Building $105,300 | $227,800 Land $122,500 Building $105,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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