13109 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 13109 Twilight Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1995
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,900 (Aug 2016)
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-012-0400`

Property Details

APN / Parcel Number

Primary APN	`09-012-0400`

Interior

Building Area	960 sqft Living Area
Basement Area	960 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	280 ft deep x 100 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	190 sqft

Location & Zoning

Street Address	13109 TWILIGHT RD
City	ONAMIA
State	MN
Zip	56359-7919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 100 X 280 FT IN GOV LOT 1, AS DES IN CD FILED 11/1/84, MF#194626 EX HY, SEE 5/25/72 SKETCH
Legal Range	27
Legal Township	42
Legal Section	12
Legal Tract	100
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2080
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13109 TWILIGHT RD, ONAMIA, MN 56359-7919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on Record
Deed Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	2016553893
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	13109 TWILIGHT RD, ONAMIA, MN 56359-7919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A409072
Date	Nov 9, 2018
Instrument	A409072

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,360.00 (+6.81%)	$469,700 (+2.33%) Land $212,400 Building $257,300	$469,700 (+2.33%) Land $212,400 Building $257,300
2025		$459,000 (-2.44%) Land $212,400 Building $246,600	$459,000 (-2.44%) Land $212,400 Building $246,600
2023	$4,082.00	$470,500 Land $202,000 Building $268,500	$470,500 Land $202,000 Building $268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20