Mille Lacs County property record for 13087 Twilight Rd, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,142 sqft · built 1925 |
| Lot Size | 0.14 acres (6,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Feb 2026) |
| Tax Bill | $2,368 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-816-0020 |
| Primary APN | 09-816-0020 |
|---|
| Building Area | 1,142 sqft Total Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 6,111 sqft (0.14 acres) |
| Garage Area | 758 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 240 sqft |
| Street Address | 13087 TWILIGHT RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-7920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIC 23 |
| Legal Range | 27 |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Subdivision | STOCKY'S HARBOR ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | KATHIO |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 970200 |
13087 Twilight Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE |
| May 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RESULTS HOME MORTGAGE LLC |
| Apr 24, 2013 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL OF MN INC |
| Feb 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CREDIT UNION |
| Aug 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE ELMO BANK |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on File |
| Deed Sale | Feb 6, 2026 · Amount on File |
| Prior Sale | Apr 28, 2023 · Amount on File |
| Deed Document Number | 2026449978 |
| Prior Transfer Date | Sep 20, 2023 |
| Prior Transfer Doc | 0000437973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A418564 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | A418564 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A436225 |
|---|---|
| Date | May 17, 2023 |
| Instrument | A436225 |
| Name | RESULTS HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A379106 |
|---|---|
| Date | Apr 24, 2013 |
| Instrument | A379106 |
| Name | MORTGAGE CAPITAL OF MN INC |
|---|---|
| Address | MAPLE GROVE, MN 55311 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 6, 2026 |
| Property Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Document Number | 000A449978 |
| Instrument Date | Jan 28, 2026 |
| Instrument | A449978 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Document Number | 000A449980 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | A449980 |
| Name | TRUSTONE FINANCIAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Aug 12, 2021 |
| Property Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Document Number | 000A426199 |
| Instrument Date | Jul 30, 2021 |
| Instrument | A426199 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,088.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 243, STILLWATER, MN 55082-0243 |
| Document Number | 000A426201 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | A426201 |
| Name | LAKE ELMO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 16, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 14, 2018 |
| Property Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Document Number | A409546 |
| Instrument Date | Oct 18, 2018 |
| Instrument | A409546 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13087 TWILIGHT RD, ONAMIA, MN 56359-7920 |
| Document Number | A409547 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | A409547 |
| Name | NATIONSTAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13087 Twilight Rd was $2,368, up 8.5% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Kathio Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,368.00 (+8.52%) | $263,100 (+2.49%) Land $53,000 Building $210,100 | $263,100 (+2.49%) Land $53,000 Building $210,100 |
| 2025 | $2,182.00 | $256,700 Land $53,000 Building $203,700 | $256,700 Land $53,000 Building $203,700 |
| 2023 | $2,406.00 | $271,100 Land $50,400 Building $220,700 | $271,100 Land $50,400 Building $220,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13087 Twilight Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13087 Twilight Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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