13281 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 13281 Twilight Rd, Onamia, MN 56359

Property Summary

Property TypeSingle Family Home
Details1,356 sqft · built 1930
Lot Size0.79 acres (34,412 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (May 2011)
Tax Bill$3,634 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-012-1700

Property Details

APN / Parcel Number

Primary APN09-012-1700

Interior

Building Area1,356 sqft Total Area
Basement Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area34,412 sqft (0.79 acres)
Garage TypeMixed
Garage Area936 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Deck Area216 sqft

Location & Zoning

Street Address13281 TWILIGHT RD
CityONAMIA
StateMN
Zip56359-7918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR'S A & B IN GOVT LOT 2, DES IN JUDGEMENT RECORDED 2/23/05 & ON SURVEY OF 2/24/04 12 42 27 .79
Legal Range27
Legal Township42
Legal Section12
Legal TractS
JurisdictionMILLE LACS MN
Township / Civil DivisionKATHIO
Census Block Group2
Census Block2074
Census Tract970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13281 TWILIGHT RD, ONAMIA, MN 56359-7918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC
Oct 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
ST CLOUD FCU
Mar 8, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2011 · Amount on Record
Deed SaleMay 3, 2011 · Amount on Record
Prior SaleJul 26, 2006 · Amount on Record
Deed Document Number2011367285
Prior Transfer DateAug 21, 2006
Prior Transfer Doc334969
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address13281 TWILIGHT RD, ONAMIA, MN 56359-7918
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA422725
DateFeb 19, 2021
InstrumentA422725
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address13281 TWILIGHT RD, ONAMIA, MN 56359-7918
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA408514
DateOct 10, 2018
InstrumentA408514
Lender
NameST CLOUD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueOct 3, 2025
Interest
Rate TypeFixed Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address13281 TWILIGHT RD, ONAMIA, MN 56359-7918
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA410644
DateMar 8, 2019
InstrumentA410644
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionKathio Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,634.00 (-0.06%)$451,100 (+2.29%) Land $185,800 Building $265,300$451,100 (+2.29%) Land $185,800 Building $265,300
2025$3,636.00 (+276.4%)$441,000 (+0.3%) Land $185,200 Building $255,800$441,000 (+0.3%) Land $185,200 Building $255,800
2023$966.00$439,700 Land $175,100 Building $264,600$439,700 Land $175,100 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20

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