Lake County property record for 13121 Coldwater Loop, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,124 sqft · built 2007 |
| Lot Size | 0.308 acres (13,421 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jan 2015) |
| Tax Bill | $6,260 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-26-1501-000-13400 |
| Primary APN | 07-23-26-1501-000-13400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,124 sqft Living Area |
| Gross Area | 3,544 sqft |
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 13,421 sqft (0.308 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3849931 |
|---|---|
| Street Address | 13121 COLDWATER LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | OVERLOOK AT LAKE LOUISA PHASE 2 PB 58 PG 31-34 LOT 134 ORB 4580 PG 624 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 7 |
| Legal Subdivision | OVERLOOK AT LAKE LOUISA PHASE 2 |
| Legal Tract | F-H |
| Legal Block | 3 |
| Legal Lot Number | 134 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 31316 |
13121 Coldwater Loop is owned and occupied by two individuals who bought it in January 2015.
Source: Lake County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13121 COLDWATER LOOP, CLERMONT, FL 34711-8017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2015 · Amount on File |
| Deed Sale | Jan 30, 2015 · Amount on File |
| Prior Sale | Apr 4, 2007 · Amount on File |
| Deed Document Number | 201510410 |
| Deed Book / Page | 4580 / 624 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 13121 Coldwater Loop was $6,260, up 3.9% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,048 (-) Land $100,000 Building $356,048 | $456,048 (-) Land $100,000 Building $356,048 | |
| 2025 | $6,260.00 (+3.93%) | $456,048 Land $100,000 Building $356,048 | $456,048 Land $100,000 Building $356,048 |
| 2024 | $6,023.00 (+7.67%) | ||
| 2023 | $5,594.00 (+16.25%) | $443,461 (+16.87%) | $443,461 (+16.87%) Land $100,000 Building $343,461 |
| 2022 | $4,812.00 | $379,458 | $379,458 Land $75,250 Building $304,208 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13121 Coldwater Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13121 Coldwater Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Summit Broadband, Verizon.
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