13054 Coldwater Loop, Clermont, FL 34711 Property Records

Lake County property record for 13054 Coldwater Loop, Clermont, FL 34711 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2024
Square Footage	2,984 sqft Living Area
Lot Size	10,855 sqft (0.249 acres)
Occupancy	Owner Occupied
Last Sale	$434,200 (2006)
Tax Bill	$6,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-23-26-1500-000-02800`
Alternative APNs	`262307150000002800` `3836962`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,984 sqft Living Area
Gross Area	3,384 sqft Gross Area
1st Floor	1,384 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	10,855 sqft (0.249 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	274 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3836962
Street Address	13054 COLDWATER LOOP
City	CLERMONT
State	FL
Zip	34711-8014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OVERLOOK AT LAKE LOUISA PHASE I PB 54 PG 25-30 LOT 28 ORB 3191 PG 2177
Legal Range	26E
Legal Township	23S
Legal Section	7
Legal Subdivision	OVERLOOK AT LAKE LOUISA PHASE I
Legal Tract	A-E
Legal Block	3
Legal Lot Number	28
Jurisdiction	LAKE FL
Minor Civil Division	CLERMONT
Census Blockgroup	3
Census Block	3003
Census Tract	31316

Owner

Source: Lake County records · APN 07-23-26-1500-000-02800

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13054 COLDWATER LOOP, CLERMONT, FL 34711-8014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2006 · Amount on Record
Deed Sale	Jun 20, 2006 · Amount on Record
Deed Doc Number	200694803
Deed Book / Page	3191 / 2177
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13054 COLDWATER LOOP, CLERMONT, FL 34711-8014
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	EQUITABLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13054 COLDWATER LOOP, CLERMONT, FL 34711-8014

Mortgage

Document Number	0056101018
Date	Dec 30, 2020
Book Page	5610/1018
Instrument	2020146543

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,280 (-) Land $100,000 Building $351,280	$451,280 (-) Land $100,000 Building $351,280
2025	$6,788.00 (-0.16%)	$451,280 (+108.87%) Land $100,000 Building $351,280	$451,280 (+2.64%) Land $100,000 Building $351,280
2024	$6,799.00 (+124.39%)
2023	$3,030.00 (+10.3%) Homeowner's exemption	$216,060 (+3%)	$439,690 (+16.9%) Land $100,000 Building $339,690
2022	$2,747.00 Homeowner's exemption	$209,770	$376,119 Land $75,250 Building $300,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.