Lake County property record for 13129 Coldwater Loop, Clermont, FL 34711 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,948 sqft Living Area |
| Lot Size | 10,317 sqft (0.236 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2007) |
| Tax Bill | $3,736.00 (2024) |
| Primary APN | 07-23-26-1501-000-13500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,948 sqft Living Area |
| 1st Floor | 2,366 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 10,317 sqft (0.236 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 680 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 1,082 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3849932 |
|---|---|
| Street Address | 13129 COLDWATER LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OVERLOOK AT LAKE LOUISA PHASE 2 PB 58 PG 31-34 LOT 135 ORB 3365 PG 2111 |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 07 |
| Legal Subdivision | OVERLOOK AT LAKE LOUISA PHASE |
| Legal Phase | 2 |
| Legal Tract | F-H |
| Legal Lot Number | 135 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | CLERMONT |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 31316 |
Source: Lake County records · APN 07-23-26-1501-000-13500
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 13129 COLDWATER LOOP, CLERMONT, FL 34711-8017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2007 · Amount on Record |
| Deed Sale | Feb 08, 2007 · Amount on Record |
| Deed Doc Number | 2007018467 |
| Deed Book / Page | 3365 / 2111 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13129 COLDWATER LOOP, CLERMONT, FL 34711-8017 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13129 COLDWATER LOOP, CLERMONT, FL 34711-8017 |
| Document Number | 0060070950 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 6007/950 |
| Instrument | 2022109424 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jun 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 13129 COLDWATER LOOP, CLERMONT, FL 34711-8017 |
| Document Number | 0052820727 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 13129 COLDWATER LOOP CLERMONT FL 347118017, CLERMONT, FL 34711-8017 |
| Document Number | 0052820727 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 005282/000727 |
| Instrument | 56431 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,380 (+5.99%) Land $100,000 Building $164,380 | $467,325 (+3.88%) Land $100,000 Building $367,325 | |
| 2024 | $3,736.00 (+7.57%) | ||
| 2023 | $3,473.00 (+9.21%) Homeowner's exemption | $249,450 (+3%) | $449,868 (+16.81%) Land $100,000 Building $349,868 |
| 2022 | $3,180.00 Homeowner's exemption | $242,190 | $385,133 Land $75,250 Building $309,883 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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