13108 Coldwater Loop, Clermont, FL 34711 Property Records

Lake County property record for 13108 Coldwater Loop, Clermont, FL 34711 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	3,243 sqft Living Area
Lot Size	12,833 sqft (0.294 acres)
Occupancy	Owner Occupied
Last Sale	$345,000 (2007)
Tax Bill	$3,624.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-23-26-1501-000-13200`
Alternative APN	`3849929`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,243 sqft Living Area
1st Floor	2,515 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	12,833 sqft (0.294 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	620 sqft Garage
Porch	Open Porch
Porch Area	265 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3849929
Street Address	13108 COLDWATER LOOP
City	CLERMONT
State	FL
Zip	34711-8014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OVERLOOK AT LAKE LOUISA PHASE 2 PB 58 PG 31-34 LOT 132 ORB 3479 PG 2453
Legal Range	26E
Legal Township	23S
Legal Section	07
Legal Subdivision	OVERLOOK AT LAKE LOUISA PHASE
Legal Phase	2
Legal Tract	F-H
Legal Lot Number	132
Jurisdiction	LAKE FL
Minor Civil Division	CLERMONT
Census Blockgroup	3
Census Block	3003
Census Tract	31316

Owner

Source: Lake County records · APN 07-23-26-1501-000-13200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	13108 COLDWATER LOOP, CLERMONT, FL 34711-8014
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Deed Doc Number	2007101942
Deed Book / Page	3479 / 2453
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13108 COLDWATER LOOP, CLERMONT, FL 34711-8014
Document Number	0055670871
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 04, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	13108 COLDWATER LOOP CLERMONT FL 347118014, CLERMONT, FL 34711-8014

Mortgage

Document Number	0055670871
Date	Oct 21, 2020
Book Page	005567/000871
Instrument	117953

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2035

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,570 (+5.98%) Land $100,000 Building $155,570	$483,032 (+2.67%) Land $100,000 Building $383,032
2024	$3,624.00 (+7.76%)
2023	$3,363.00 (+9.47%) Homeowner's exemption	$241,140 (+3%)	$470,480 (+16.63%) Land $100,000 Building $370,480
2022	$3,072.00 Homeowner's exemption	$234,120	$403,389 Land $75,250 Building $328,139

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.