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1262 Surface Rd, Eaton, OH 45320 Property Records

Preble County property record for 1262 Surface Rd, Eaton, OH 45320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1978
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,505 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNL39-8216-302-00-007-000

Property Details

APN / Parcel Number

Primary APNL39-8216-302-00-007-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area160 sqft
Deck Area224 sqft
Patio Area224 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address1262 SURFACE RD
CityEATON
StateOH
Zip45320-9280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CREST DALE SUBD
Legal Range2E
Legal Township8N
Legal Section16
Legal SubdivisionCREST DALE SUBD
Legal Lot Number7
JurisdictionPREBLE OH
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1027
Census Tract450100

Owner

Source: Preble County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1262 SURFACE RD, EATON, OH 45320-9280
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Warranty Deed, Transfer · Line of Credit
WESTERN OHIO MORTGAGE CORPORATION
Mar 31, 2026Certificate of Transfer, Transfer
Feb 20, 2020Affidavit of Death of Joint Tenant, Transfer
Mar 3, 2020Intrafamily Transfer, Transfer
Oct 24, 2014Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 4, 2020
Transfer Doc401/2188
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPREBLE OH
Recording DateMay 15, 2026
Property Address1262 SURFACE RD, EATON, OH 45320-9280
Document Number0000002034
Book / Page479 / 68
Instrument DateMay 11, 2026
Instrument20262034
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1262 SURFACE RD, EATON, OH 45320-9280

Mortgage

Document Number0000002035,
DateMay 15, 2026
Instrument20262035
Lender
NameWESTERN OHIO MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

March 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionPREBLE OH
Recording DateMar 31, 2026
Property Address1262 SURFACE RD, EATON, OH 45320-9280
Document Number000477/768
Book / Page477 / 768
Map ReferenceMB 10 PG 15
Instrument DateMar 18, 2026
Instrument202600001291
Transaction TypeTransfer
Record UpdatedApr 17, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7736 N ROUND BARN RD, WILLIAMSBURG, IN 47393-9770

February 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPREBLE OH
Recording DateFeb 20, 2020
Property Address1262 SURFACE RD, EATON, OH 45320-9280
Document Number401/1186
Book / Page401 / 1186
Map ReferenceMB 10 PG 15
Instrument DateFeb 19, 2020
Instrument202000000732
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1262 SURFACE RD, EATON, OH 45320-9280

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPREBLE OH
Recording DateMar 3, 2020
Property Address1262 SURFACE RD, EATON, OH 45320-9280
Document Number00401/2188
Book / Page401 / 2188
Map ReferenceMB 10 PG 15
Instrument DateFeb 4, 2020
Instrument202000000922
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1262 SURFACE RD, EATON, OH 45320-9280

October 2014: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPREBLE OH
Recording DateOct 24, 2014
Property Address1262 SURFACE RD, EATON, OH 45320-9280
Document Number00344/2677
Book / Page344 / 2677
Map ReferenceMB 10 PG 15
Instrument DateOct 21, 2014
Instrument201400004416
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1262 SURFACE RD, EATON, OH 45320-9280
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
County SubdivisionWashington Township
Unified School DistrictEaton Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,505.00 (+0.33%) Homeowner's exemption$51,280 (-) Land $8,470 Building $42,810
2024$1,500.00 (-15.35%) Homeowner's exemption$51,280 (-) Land $8,470 Building $42,810
2023$1,772.00 (+35.79%) Homeowner's exemption$51,280 (+35.37%) Land $8,470 Building $42,810$146,500 (-) Land $24,200 Building $122,300
2022$1,305.00 Homeowner's exemption$37,880 Land $7,390 Building $30,490
2020$146,500 Land $24,200 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

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