1218 Saddle Lakes Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1218 Saddle Lakes Dr, Abilene, TX 79602

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,509 sqft · built 2003
Lot Size1.27 acres (55,713 sqft)
Owner2 Individual Names on Record
Last Sale$566,000 (Feb 2017)
Tax Bill$16,432 (2025)
Deeds & MortgagesJun 2020 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN43600000900

Property Details

APN / Parcel Number

Primary APN43600000900
Alternative APN
  • 98584

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories2 Stories
Building Area4,509 sqft Living Area
Gross Area5,363 sqft
1st Floor Area3,529 sqft
2nd Floor Area981 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area55,713 sqft
Lot Dimensions327 ft deep x 170 ft wide
Garage TypeAttached
Garage Area854 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area735 sqft
PorchOpen Porch
Porch Area469 sqft
Deck Area276 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1218 SADDLE LAKES DR
CityABILENE
StateTX
Zip79602-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT SADDLE CREEK SUBD, BLOCK A, LOT 9, ACRES 1.279
Legal SubdivisionLAKES AT SADDLE CREEK SUBD
Legal BlockA
Legal Lot Number9
JurisdictionTAYLOR TX
Township / Civil DivisionABILENE
Census Block Group4
Census Block4011
Census Tract13404

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1218 SADDLE LAKES DR, ABILENE, TX 79602-9410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
HAPPY STATE BANK
Feb 22, 2017Vendor's Lien, Transfer · Conventional Mortgage
HAPPY STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Prior SaleMar 3, 2016
Deed Document Number20172731
Prior Transfer DateFeb 21, 2017
Prior Transfer Doc0000002731
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address1218 SADDLE LAKES DR, ABILENE, TX 79602-9410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010154
DateJun 16, 2020
Instrument2020-00010154
Lender
NameHAPPY STATE BANK
TypeBank
AddressAMARILLO, TX 79119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

February 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTAYLOR TX
Recording DateFeb 22, 2017
Property Address1218 SADDLE LAKES DR, ABILENE, TX 79602-9410
Document Number0000002731
Map ReferenceCAB3 SL327
Instrument DateFeb 21, 2017
Instrument2017-00002731
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 SADDLE LAKES DR, ABILENE, TX 79602-9410

Mortgage

Document Number0000002732
DateFeb 22, 2017
Instrument2017-00002732
Lender
NameHAPPY STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityAbilene City
CountyTaylor County
Unified School DistrictWylie Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$796,230 (+3.27%) Land $52,147 Building $744,083$796,230 (+3.27%) Land $52,147 Building $744,083
2025$16,432.00 (+22.06%) Homeowner's exemption$770,984 (+5.61%) Land $52,147 Building $718,837$770,984 (+5.61%) Land $52,147 Building $718,837
2024$730,007 (+4.13%) Land $52,147 Building $677,860$730,007 (+4.13%) Land $52,147 Building $677,860
2023$13,462.00 (-6.77%) Homeowner's exemption$701,070 Land $52,147 Building $648,923$701,070 Land $52,147 Building $648,923
2022$14,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTOSI WSC
serves 7,413 people · EPA ID TX2210008
Water SourcePurchased surface water from CITY OF ABILENE
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureLead public education
Dec 2013
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Taylor Telephone Cooperative
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

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