Clay County property record for 1032 Joseph St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1973 |
| Lot Size | 0.39 acres (16,995 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,000 (Mar 2024) |
| Tax Bill | $3,532 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.750.0200 |
| Primary APN | 56.750.0200 |
|---|
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 16,995 sqft (0.39 acres) |
| Street Address | 1032 JOSEPH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WESTGATE 1ST ADD SUBDIVISIONCD 56750 LOT 9 3 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WESTGATE 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 30201 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1028, HAWLEY, MN 56549-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MTG CORP |
| Sep 13, 2023 | Warranty Deed, Transfer · Commercial Mortgage FIRST WESTERN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on Record |
| Deed Sale | Mar 28, 2024 · Amount on Record |
| Deed Document Number | 20241633920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1032 JOSEPH ST, HAWLEY, MN 56549-4524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000862437 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 862437 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Mar 29, 2024 |
| Property Address | 1032 JOSEPH ST, HAWLEY, MN 56549-4524 |
| Document Number | 0000844692 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 844692 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1032 JOSEPH ST, HAWLEY, MN 56549-4524 |
| Document Number | 0000844694 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 844694 |
| Name | PRIMARY RESIDENTIAL MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 13, 2023 |
| Property Address | 1032 JOSEPH ST, HAWLEY, MN 56549-4524 |
| Document Number | 0000840664 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 840664 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.83 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3247 47TH ST S # B, B, FARGO, ND 58104-4499 |
| Investor | Possibly a Property Investor |
| Document Number | 0000840665 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 840665 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jul 15, 2048 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,532.00 (-1.89%) Homeowner's exemption | $268,200 (-) Land $31,800 Building $236,400 | $268,200 (-) Land $31,800 Building $236,400 |
| 2025 | $268,200 (+25.39%) Land $31,800 Building $236,400 | $268,200 (+25.39%) Land $31,800 Building $236,400 | |
| 2023 | $3,600.00 Homeowner's exemption | $213,900 Land $31,800 Building $182,100 | $213,900 Land $31,800 Building $182,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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