Nassau County and Hempstead Town property record for 131 Ray St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,078 sqft · built 1930 |
| Lot Size | 0.355 acres (15,477 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,281 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 62-091-00-0380 |
| Primary APN | 62-091-00-0380 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,078 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 15,477 sqft (0.355 acres) |
| Lot Dimensions | 128 ft deep x 54 ft wide |
| View / Lot | Canal/Waterfront |
| Deck Area | 162 sqft |
|---|---|
| Patio Area | 548 sqft |
| Balcony Area | 54 sqft |
| Utility Building | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62091 03800 |
|---|---|
| Street Address | 131 RAY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 380 & 394 |
| Legal Block | 91 |
| Legal Lot Number | 380 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 414502 |
Source: Nassau County and Hempstead Town records · APN 62-091-00-0380
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 RAY ST, FREEPORT, NY 11520-5621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 19, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 06, 2018 | Bargain and Sale Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2018 |
| Deed Sale | Jul 06, 2018 |
| Prior Sale | Aug 29, 1995 · Amount on Record |
| Deed Document Number | 2018-059313 |
| Deed Book / Page | 13674 / 385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 131 RAY ST, FREEPORT, NY 11520-5621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0456350241 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 45635/241 |
| Instrument | 2021-094063 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 131 RAY ST, FREEPORT, NY 11520-5621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0456350221 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 45635/221 |
| Instrument | 2021-094062 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jul 06, 2018 |
| Property Address | 131 RAY ST, FREEPORT, NY 11520-5621 |
| Document Number | 0136740385 |
| Book / Page | 13674 / 385 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018-059313 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | NEW YORK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 RAY ST, FREEPORT, NY 11520-5621 |
| Document Number | 2018059314 |
|---|---|
| Date | Jul 06, 2018 |
| Instrument | 2018-059314 |
| Name | NAVY FCU |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Nassau County and Hempstead Town records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443 (-11.75%) Land $235 Building $208 | $443,000 (-11.75%) | |
| 2025 | $7,281.00 (+13.57%) | ||
| 2023 | $6,411.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $502 Land $289 Building $213 | $502,000 |
Source: FEMA National Flood Hazard Layer as of April 5, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 415 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 415 in force |
| Nearby Flood Claims | 1,330 (1978–2024) |
| Claims Outside the SFHA | 35 of 1,330 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 605 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FREEPORT (V) serves 45,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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