Nassau County and Hempstead Town property record for 111 Ray St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 616 sqft · built 1928 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,000 (Mar 2018) |
| Tax Bill | $5,972 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 62-091-00-0015 |
| Primary APN | 62-091-00-0015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 616 sqft Living Area |
| Gross Area | 651 sqft |
| 1st Floor Area | 616 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| View / Lot | Canal Front |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 35 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62091 00150 |
|---|---|
| Street Address | 111 RAY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Subdivision | TOWN OF HEMPSTEAD |
| Legal Block | 91 |
| Legal Lot Number | 15 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 414502 |
Source: Nassau County and Hempstead Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 RAY ST, FREEPORT, NY 11520-5621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 8, 2018 | Grant Deed, Transfer · FHA Mortgage FIRST ALLIANCE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2018 · Amount on Record |
| Deed Sale | Mar 8, 2018 · Amount on Record |
| Deed Document Number | 201821387 |
| Deed Book / Page | 13629 / 495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 111 RAY ST, FREEPORT, NY 11520-5621 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 111 RAY ST, FREEPORT, NY 11520-5621 |
| Document Number | M481080767 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | M48108/767 |
| Instrument | 2025-54874 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 111 RAY ST, FREEPORT, NY 11520-5621 |
| Document Number | 0438150480 |
| Instrument Date | Nov 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 111 RAY ST FREEPORT NY 115205621, FREEPORT, NY 11520-5621 |
| Document Number | 0438150480 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 043815/000480 |
| Instrument | 101505 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Mar 8, 2018 |
| Property Address | 111 RAY ST, FREEPORT, NY 11520-5621 |
| Document Number | 0136290495 |
| Book / Page | 013629 / 000495 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 21387 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | ABSOLUTE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1756 65TH ST BROOKLYN NY 112043742, BROOKLYN, NY 11204-3742 |
| Document Number | 427180297 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 042718/000297 |
| Instrument | 21388 |
| Name | FIRST ALLIANCE LNDG |
|---|---|
| Address | EAST HARTFORD, CT 06108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2048 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268 (-3.25%) Land $152 Building $116 | $268,000 (-3.25%) | |
| 2025 | $5,972.00 (-10.63%) | $277 (-) Land $157 Building $120 | $277,000 (-) |
| 2023 | $6,682.00 Additional exemption filed | $277 Land $157 Building $120 | $277,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 415 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 415 in force |
| Nearby Flood Claims | 1,330 (1978–2024) |
| Claims Outside the SFHA | 35 of 1,330 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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