Nassau County and Hempstead Town property record for 108 Ray St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,157 sqft · built 1958 |
| Lot Size | 0.2 acres (8,701 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,253 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 62-084-00-0020 |
| Primary APN | 62-084-00-0020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 129 sqft |
| Finished Basement | 129 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 8,701 sqft (0.2 acres) |
| Lot Dimensions | 115 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62084 00200 |
|---|---|
| Street Address | 108 RAY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 84 |
| Legal Lot Number | 20 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 414502 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 RAY ST, FREEPORT, NY 11520-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2011 |
| Deed Sale | Mar 9, 2011 |
| Deed Document Number | 20112269 |
| Deed Book / Page | 12701 / 182 |
| Prior Transfer Date | Feb 9, 2011 |
| Prior Transfer Doc | 0127010182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 108 RAY ST, FREEPORT, NY 11520-5624 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0464230574 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 46423/574 |
| Instrument | 2022-030577 |
| Name | NASSAU FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 22, 2023 |
| Change Frequency | Monthly |
| Index | Prime Rate |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378 (-) Land $198 Building $180 | $378,000 (-) | |
| 2025 | $7,253.00 (+9.48%) Senior Citizen's exemption | $378 (-) Land $198 Building $180 | $378,000 (-) |
| 2023 | $6,625.00 Homeowner's exemption | $378 Land $198 Building $180 | $378,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 415 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 415 in force |
| Nearby Flood Claims | 1,330 (1978–2024) |
| Claims Outside the SFHA | 35 of 1,330 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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