Nassau County and Hempstead Town property record for 170 Ray St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,553 sqft · built 2002 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,181 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 62-168-00-0081 |
| Primary APN | 62-168-00-0081 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,553 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 1,135 sqft |
| Finished Basement | 1,135 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Highway |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 18 sqft |
| Balcony Area | 83 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 62168 00810 |
|---|---|
| Street Address | 170 RAY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 168 |
| Legal Lot Number | 81 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 414502 |
Source: Nassau County and Hempstead Town records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 170 RAY ST, FREEPORT, NY 11520-5629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage EAST COAST CAP CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 170 RAY ST, FREEPORT, NY 11520-5629 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0438010413 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 43801/413 |
| Instrument | 2019-099282 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 170 RAY ST, FREEPORT, NY 11520-5629 |
| Document Number | 0431870766 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 170 RAY ST FREEPORT NY 115205629, FREEPORT, NY 11520-5629 |
| Document Number | 0431870766 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 043187/000766 |
| Instrument | 108137 |
| Name | EAST COAST CAP CORP |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2048 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434 (-) Land $172 Building $262 | $434,000 (-) | |
| 2025 | $8,181.00 (+2.83%) | ||
| 2023 | $7,956.00 Homeowner's exemption | $434 Land $172 Building $262 | $434,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 415 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 415 in force |
| Nearby Flood Claims | 1,330 (1978–2024) |
| Claims Outside the SFHA | 35 of 1,330 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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