131 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 131 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 3 ba · 1,946 sqft · built 2003
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jun 2015)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9616-69-1177-00000`

Property Details

APN / Parcel Number

Primary APN	`9616-69-1177-00000`
Alternative APN	`961602690181000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	1,094 sqft
2nd Floor Area	852 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	656 sqft
Porch	Open Porch
Porch Area	257 sqft
Deck Area	16 sqft
Patio Area	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	961602690181000
Street Address	131 MOUNTAIN DR
City	BILTMORE LAKE
State	NC
Zip	28715-8918
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	DEED DATE: 06/01/2015 DEE
Legal Description	DEED DATE: 06/01/2015 DEED: 5319-0571 SUBDIV: BILTMORE LAKE BLOCK: A2 LOT: 114 SECTION: PLAT: 0084-0135
Legal Subdivision	BILTMORE LAKE
Legal Block	A2
Legal Lot Number	114
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	1
Census Block	1008
Census Tract	2305

Owner

131 Mountain Dr, a residential property, is owned and occupied by two individuals who bought it in June 2015.

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	131 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 15, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2015 · Amount on File
Deed Sale	Jun 1, 2015 · Amount on File
Prior Sale	Aug 28, 2003 · Amount on File
Deed Document Number	0005319571
Deed Book / Page	5319 / 571
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	131 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064430179
Date	Oct 16, 2024
Book Page	6443/179

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	131 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Document Number	0058980254
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 MOUNTAIN DR BILTMORE LAKE NC 287158918, BILTMORE LAKE, NC 28715-8918

Mortgage

Document Number	0058980254
Date	May 15, 2020
Book Page	005898/000254

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	131 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Document Number	0055740329
Book / Page	005574 / 000329
Instrument Date	Jul 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	131 MOUNTAIN DR BILTMORE LAKE NC 287158918, BILTMORE LAKE, NC 28715-8918

Mortgage

Document Number	0055740329
Date	Jul 27, 2017
Book Page	005574/000329

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 131 Mountain Dr was $3,707.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,707.00	$544,000
2023	$3,127.00	$506,100	$506,100 Land $68,600 Building $437,500
2021			$544,000 Land $68,600 Building $475,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Mountain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Mountain Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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