Buncombe County property record for 128 Mountain Dr, Biltmore Lake, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,946 sqft · built 2003 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $719,000 (May 2022) |
| Tax Bill | $3,293 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9616-69-0012-00000 |
| Primary APN | 9616-69-0012-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Living Area |
| 1st Floor Area | 852 sqft |
| 2nd Floor Area | 1,094 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 961602589916000 |
|---|---|
| Street Address | 128 MOUNTAIN DR |
| City | BILTMORE LAKE |
| State | NC |
| Zip | 28715-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2022-05-18 DEE |
| Legal Description | DEED DATE: 2022-05-18 DEED: 6220-1591 SUBDIV: BILTMORE LAKE BLOCK: A2 LOT: 74 SECTION: PLAT: 0084-0135 |
| Legal Subdivision | BILTMORE LAKE |
| Legal Block | A2 |
| Legal Lot Number | 74 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LOWER HOMINY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2305 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 128 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Document Number | 0062201591 |
| Deed Book / Page | 6220 / 1591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 18, 2022 |
| Property Address | 128 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914 |
| Document Number | 0062201591 |
| Book / Page | 6220 / 1591 |
| Map Reference | MB 84 PG 135 |
| Instrument Date | May 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,438.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 FRENCH PARTRIDGE LN, 412, BILTMORE LAKE, NC 28715-8964 |
| Name | Verified Name |
|---|---|
| Address | 128 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914 |
| Document Number | 0062201594 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 6220/1594 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 128 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058951244 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 5895/1244 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,293.00 (+10.28%) | $483,200 (-) | |
| 2023 | $2,986.00 | $483,200 | $483,200 (-) Land $65,400 Building $417,800 |
| 2021 | $483,200 Land $65,400 Building $417,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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