125 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 125 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,736 sqft · built 2003
Lot Size	0.269 acres (11,761 sqft)
Owner	Owner Name on File
Last Sale	$300,500 (Jan 2004)
Tax Bill	$4,131 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9616-59-9294-00000`

Property Details

APN / Parcel Number

Primary APN	`9616-59-9294-00000`
Alternative APN	`961602599128000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	1,558 sqft
2nd Floor Area	636 sqft
Basement Area	636 sqft
Unfinished Basement	636 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Terrain	Rolling
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	218 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	961602599128000
Street Address	125 MOUNTAIN DR
City	BILTMORE LAKE
State	NC
Zip	28715-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 01/20/2004 DEE
Legal Description	DEED DATE: 01/20/2004 DEED: 3525-0186 SUBDIV: BILTMORE LAKE BLOCK: A2 LOT: 112 SECTION: PLAT: 0084-0135
Legal Subdivision	BILTMORE LAKE
Legal Block	A2
Legal Lot Number	112
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	1
Census Block	1008
Census Tract	2305

Owner

The current owner of 125 Mountain Dr bought it in January 2004.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Owner Name on File
Mailing Address	125 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit HOME TRUST CO
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2004 · Amount on File
Deed Sale	Jan 20, 2004 · Amount on File
Prior Sale	Jul 18, 2003 · Amount on File
Deed Document Number	0003525186
Deed Book / Page	3525 / 186
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	125 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063481204
Date	Sep 7, 2023
Book Page	6348/1204

Lender

Name	HOME TRUST CO
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	125 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057111891
Date	Oct 17, 2018
Book Page	5711/1891

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	125 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918

Mortgage

Document Number	0060300111
Date	Mar 5, 2021
Book Page	6030/111

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 125 Mountain Dr was $4,131.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,131.00	$606,100
2023	$3,745.00	$606,100	$606,100 Land $61,800 Building $544,300
2021			$606,100 Land $61,800 Building $544,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Mountain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Mountain Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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