127 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 127 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,860 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jul 2020)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9616-69-0262-00000`

Property Details

APN / Parcel Number

Primary APN	`9616-69-0262-00000`
Alternative APN	`961602599186000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,860 sqft
Basement Area	1,250 sqft
Finished Basement	400 sqft
Unfinished Basement	850 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	55 sqft
Deck Area	200 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	961602599186000
Street Address	127 MOUNTAIN DR
City	BILTMORE LAKE
State	NC
Zip	28715-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:07/24/2020 DEED
Legal Description	DEED DATE:07/24/2020 DEED:5926-1261 SUBDIV:BILTMORE LAKE LOT:113 BLOCK:A2 PLAT:0084-0135
Legal Subdivision	BILTMORE LAKE
Legal Block	A2
Legal Lot Number	113
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	1
Census Block	1008
Census Tract	2305

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	127 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jun 28, 2004 · Amount on Record
Deed Document Number	0059261261
Deed Book / Page	5926 / 1261
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	127 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059210127
Date	Jul 13, 2020
Book Page	5921/127

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 24, 2020
Property Address	127 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918
Document Number	0059261261
Book / Page	5926 / 1261
Map Reference	MB 84 PG 135
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3124 OATRIOT SQUARE SW, 3124, MARIETTA, GA 30064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8918

Mortgage

Document Number	59261264
Date	Jul 24, 2020
Instrument	5926/1264

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,779.00 (+11.74%)	$554,500 (+1.32%)
2023	$3,382.00	$547,300	$547,300 (-1.3%) Land $62,700 Building $484,600
2021			$554,500 Land $62,700 Building $491,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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