Passaic County and Ringwood Borough property record for 131 James Dr, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 2,173 sqft · built 1972 |
| Lot Size | 1.23 acres (53,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $651,600 (Mar 2026) |
| Tax Bill | $12,019 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 11-00873-0000-00005 |
| Primary APN | 11-00873-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 2,173 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 53,601 sqft |
| Lot Dimensions | 335 ft deep x 160 ft wide |
| Street Address | 131 JAMES DR |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 873 |
| Legal Lot Number | 5 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 216701 |
131 James Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK NA |
| Jan 22, 2026 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on File |
| Deed Sale | Mar 24, 2026 · Amount on File |
| Deed Document Number | 20269111 |
| Deed Book / Page | 5063 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 24, 2026 |
| Property Address | 131 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Document Number | 0000009111 |
| Book / Page | D5063 / 264 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026009111 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 CANOE BROOK PKWY, SUMMIT, NJ 07901-1632 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Document Number | 0000009112 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026009112 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 22, 2026 |
| Property Address | 131 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Document Number | 0000002747 |
| Book / Page | D5038 / 246 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026002747 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1156 CHETFORD DR, LEXINGTON, KY 40509-2067 |
| Name | Verified Name |
|---|---|
| Address | 131 JAMES DR, RINGWOOD, NJ 07456-2730 |
The 2025 property tax bill for 131 James Dr was $12,019, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,200 (-) Land $141,900 Building $140,300 | $282,200 (-) Land $141,900 Building $140,300 | |
| 2025 | $12,019.00 (+2.31%) | $282,200 Land $141,900 Building $140,300 | $282,200 Land $141,900 Building $140,300 |
| 2024 | $11,748.00 | ||
| 2023 | $282,200 Land $141,100 Building $141,100 | $282,200 Land $141,100 Building $141,100 | |
| 2022 | $11,189.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 131 James Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 James Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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