Passaic County and Ringwood Borough property record for 115 James Dr, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 2,340 sqft · built 1971 |
| Lot Size | 0.851 acres (37,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2019) |
| Tax Bill | $15,422 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00873-0000-00002 |
| Primary APN | 11-00873-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 2,340 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 37,052 sqft (0.851 acres) |
| Lot Dimensions | 247 ft deep x 150 ft wide |
| Street Address | 115 JAMES DR |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BALD EAGLE BUILDERS |
| Legal Block | 873 |
| Legal Lot Number | 2 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 216701 |
115 James Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 18, 2019 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on File |
| Deed Sale | Nov 18, 2019 · Amount on File |
| Deed Document Number | 201953105 |
| Deed Book / Page | 3694 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 115 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000008708 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | M19837/182 |
| Instrument | 2026008708 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 22, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 18, 2019 |
| Property Address | 115 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Document Number | 0000053105 |
| Book / Page | 003694 / 000087 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 53105 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SVC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 JAMES DR RINGWOOD NJ 074562730, RINGWOOD, NJ 07456-2730 |
| Document Number | 53106 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 015834/000084 |
| Instrument | 53106 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2049 |
The 2025 property tax bill for 115 James Dr was $15,422, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,100 (-) Land $153,500 Building $208,600 | $362,100 (-) Land $153,500 Building $208,600 | |
| 2025 | $15,422.00 (+2.31%) | $362,100 Land $153,500 Building $208,600 | $362,100 Land $153,500 Building $208,600 |
| 2024 | $15,074.00 | ||
| 2023 | $362,100 Land $153,500 Building $208,600 | $362,100 Land $153,500 Building $208,600 | |
| 2022 | $14,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 James Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 James Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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