128 James Dr, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 128 James Dr, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	3,006 sqft · built 1972
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$17,147 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00874-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`11-00874-0000-00006`
Alternative APN	`110087400006`

Interior

Stories	1 Story
Building Area	3,006 sqft Living Area
1st Floor Area	3,006 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	43,996 sqft

Location & Zoning

Street Address	128 JAMES DR
City	RINGWOOD
State	NJ
Zip	07456-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BALD EAGLE
Legal Block	874
Legal Lot Number	6
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1012
Census Tract	216701

Owner

128 James Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 JAMES DR, RINGWOOD, NJ 07456-2727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022
Deed Sale	May 10, 2022
Prior Sale	Nov 7, 2016 · Amount on File
Deed Document Number	202225519
Deed Book / Page	4307 / 96
Prior Transfer Date	Aug 10, 2020
Prior Transfer Doc	0000025519
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	May 10, 2022
Property Address	128 JAMES DR, RINGWOOD, NJ 07456-2727
Document Number	0000025519
Book / Page	D4307 / 96
Instrument Date	Aug 10, 2020
Instrument	2022025519
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 JAMES DR, 128, RINGWOOD, NJ 07456-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 JAMES DR, RINGWOOD, NJ 07456-2727

Mortgage

Document Number	0000025520
Date	May 10, 2022
Instrument	2022025520

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 128 James Dr was $17,147, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,600 (-) Land $148,700 Building $253,900	$402,600 (-) Land $148,700 Building $253,900
2025	$17,147.00 (+2.31%)	$402,600 Land $148,700 Building $253,900	$402,600 Land $148,700 Building $253,900
2024	$16,760.00
2023		$402,600 Land $148,700 Building $253,900	$402,600 Land $148,700 Building $253,900
2022	$15,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 James Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 James Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35