Passaic County and Ringwood Borough property record for 145 James Dr, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 2,169 sqft · built 1973 |
| Lot Size | 1.45 acres (63,515 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jul 1995) |
| Tax Bill | $12,117 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11-00873-0000-00007 |
| Primary APN | 11-00873-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 2,169 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 63,515 sqft |
| Lot Dimensions | 402 ft deep x 158 ft wide |
| Street Address | 145 JAMES DR |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 873 |
| Legal Lot Number | 7 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 216701 |
145 James Dr is owned and occupied by two individuals who bought it in July 1995.
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 1995 · Amount on File |
| Deed Sale | Jul 21, 1995 · Amount on File |
| Deed Book / Page | 140 / 182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 145 JAMES DR, RINGWOOD, NJ 07456-2730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000057841 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | M17430/245 |
| Instrument | 2021057841 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
The 2025 property tax bill for 145 James Dr was $12,117, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,500 (-) Land $142,900 Building $141,600 | $284,500 (-) Land $142,900 Building $141,600 | |
| 2025 | $12,117.00 (+2.3%) | $284,500 Land $142,900 Building $141,600 | $284,500 Land $142,900 Building $141,600 |
| 2024 | $11,844.00 | ||
| 2023 | $284,500 Land $142,100 Building $142,400 | $284,500 Land $142,100 Building $142,400 | |
| 2022 | $11,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 James Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 James Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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