131 Jacks Trce, Richmond, KY 40475 Property Records

Madison County property record for 131 Jacks Trce, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3,400 sqft
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Mar 2003)
Tax Bill$3,874 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0041-0019-0010

Property Details

APN / Parcel Number

Primary APN0041-0019-0010
Alternative APNs
  • 111025
  • 74190
  • 40233

Interior

Stories2 Stories
Building Area3,400 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number40233
Street Address131 JACKS TRCE
CityRICHMOND
StateKY
Zip40475-8484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKS TRACE LOT 10
Legal SubdivisionJACKS TRACE
Legal Lot Number10
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1022
Census Tract10701

Owner

131 Jacks Trce is owned and occupied by two individuals who bought it in March 2003.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address131 JACKS TRCE, RICHMOND, KY 40475-8484
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2003 · Amount on File
Deed SaleMar 4, 2003 · Amount on File
Deed Document Number0000740190
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address131 JACKS TRCE, RICHMOND, KY 40475-8484
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01781/055
DateDec 28, 2017
Book PageM01781/055
Instrument2013969688
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 131 Jacks Trce was $3,874 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,874.00 Homeowner's exemption$460,000$460,000
2023$3,187.00 Homeowner's exemption$375,000$375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Jacks Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Jacks Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Jacks Trce

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