Madison County property record for 125 Jacks Trce, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,170 sqft |
| Lot Size | 1.05 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Aug 2010) |
| Tax Bill | $4,102 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0041-0019-0011 |
| Primary APN | 0041-0019-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 3,170 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,174 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 49195 |
|---|---|
| Street Address | 125 JACKS TRCE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JACKS TRACE LOT 11 |
| Legal Subdivision | JACKS TRACE |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10701 |
125 Jacks Trce is owned and occupied by two individuals who bought it in August 2010.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 125 JACKS TRCE, RICHMOND, KY 40475-8484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2010 · Amount on File |
| Deed Sale | Aug 25, 2010 · Amount on File |
| Prior Sale | Mar 10, 2010 |
| Deed Document Number | 448303 |
| Deed Book / Page | D659 / 657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 125 JACKS TRCE, RICHMOND, KY 40475-8484 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01903/628 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | M01903/628 |
| Instrument | 2014003086 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Nov 26, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 125 JACKS TRCE, RICHMOND, KY 40475-8484 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00M01990/1 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | M01990/1 |
| Instrument | 2014022897 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 125 Jacks Trce was $4,102 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,102.00 Additional exemption filed | $435,000 | $435,000 |
| 2023 | $3,734.00 | $385,000 | $385,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Jacks Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 125 Jacks Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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