113 Jacks Trce, Richmond, KY 40475 Property Records

Madison County property record for 113 Jacks Trce, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,707 sqft
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Aug 2017)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0041-0019-0013`

Property Details

APN / Parcel Number

Primary APN	`0041-0019-0013`
Alternative APNs	`103930` `141232` `71355`

Interior

Stories	1 Story
Building Area	2,707 sqft Living Area
1st Floor Area	1,709 sqft
Basement Area	1,709 sqft
Unfinished Basement	1,709 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	71355
Street Address	113 JACKS TRCE
City	RICHMOND
State	KY
Zip	40475-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKS TRACE LOT 13
Legal Subdivision	JACKS TRACE
Legal Lot Number	13
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1022
Census Tract	10701

Owner

113 Jacks Trce is owned and occupied by two individuals who bought it in August 2017.

Source: Madison County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	113 JACKS TRCE, RICHMOND, KY 40475-8484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK
Jul 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK
Aug 11, 2017	Deed, Transfer · VA Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Deed Document Number	20172013962998
Deed Book / Page	00748 / 623
Prior Transfer Date	Apr 18, 2005
Prior Transfer Doc	0D0589/053
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	113 JACKS TRCE, RICHMOND, KY 40475-8484
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 JACKS TRCE, RICHMOND, KY 40475-8484

Mortgage

Document Number	0M2295/241
Date	Apr 26, 2024
Book Page	M2295/241
Instrument	2014200826

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	113 JACKS TRCE, RICHMOND, KY 40475-8484
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2033/77
Date	Mar 15, 2021
Book Page	M2033/77
Instrument	2014031415

Lender

Name	KENTUCKY BANK
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	113 JACKS TRCE, RICHMOND, KY 40475-8484
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01874/278
Date	Jul 10, 2019
Book Page	M01874/278
Instrument	2013995359

Lender

Name	KENTUCKY BANK
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 11, 2017
Property Address	113 JACKS TRCE, RICHMOND, KY 40475-8484
Document Number	D00748/623
Book / Page	D00748 / 623
Map Reference	CAB14 SL145
Instrument Date	Aug 8, 2017
Instrument	2013962998
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 SEA HERO CT, 2004, RICHMOND, KY 40475-8272

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	113 JACKS TRCE, RICHMOND, KY 40475-8484

Mortgage

Document Number	2013962999
Date	Aug 11, 2017
Instrument	2013962999

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 113 Jacks Trce was $3,772.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00	$400,000	$400,000
2023	$3,300.00	$340,300	$340,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Jacks Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Jacks Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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