130 Jacks Trce, Richmond, KY 40475 Property Records

Madison County property record for 130 Jacks Trce, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3,291 sqft
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Nov 2018)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0041-0019-0006`

Property Details

APN / Parcel Number

Primary APN	`0041-0019-0006`
Alternative APNs	`132845` `95678` `62689`

Interior

Stories	1 Story
Building Area	3,291 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	62689
Street Address	130 JACKS TRCE
City	RICHMOND
State	KY
Zip	40475-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKS TRACE LOT 6
Legal Subdivision	JACKS TRACE
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1022
Census Tract	10701

Owner

130 Jacks Trce is owned and occupied by two individuals who bought it in November 2018.

Source: Madison County records, as of May 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 JACKS TRCE, RICHMOND, KY 40475-8484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 30, 2018	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Document Number	20182013985310
Deed Book / Page	767 / 368
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	May 1, 2026
Property Address	130 JACKS TRCE, RICHMOND, KY 40475-8484
Document Number	0014343949
Book / Page	2463 / 352
Instrument Date	Apr 22, 2026
Instrument	202614343949
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 JACKS TRCE, RICHMOND, KY 40475-8484

Mortgage

Document Number	0014343949,
Date	May 1, 2026
Book Page	2463/352
Instrument	202614343949

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	130 JACKS TRCE, RICHMOND, KY 40475-8484
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2071/619
Date	Jul 12, 2021
Book Page	M2071/619
Instrument	2014044317

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	EAST LANSING, MI 48826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Feb 1, 2036

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 30, 2018
Property Address	130 JACKS TRCE, RICHMOND, KY 40475-8484
Document Number	D00767/368
Book / Page	D00767 / 368
Map Reference	CAB14 SL145
Instrument Date	Nov 7, 2018
Instrument	2013985310
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 KINGSWOOD DR, 130, HUNTSVILLE, AL 35806-1286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 JACKS TRCE, RICHMOND, KY 40475-8484

Mortgage

Document Number	2013985311
Date	Nov 30, 2018
Instrument	2013985311

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 130 Jacks Trce was $3,630.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00	$385,000	$385,000
2023	$3,516.00	$362,500	$362,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Jacks Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Jacks Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Jacks Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures