131 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 131 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,040 sqft · built 2000
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Aug 2013)
Tax Bill$2,951 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-23-33-284-007

Property Details

APN / Parcel Number

Primary APN41-23-33-284-007
Alternative APNs
  • 0095262-016500-4
  • 10004712932

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
Gross Area2,726 sqft

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,600 sqft (0.22 acres)
Garage Area466 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area468 sqft
PorchOpen Porch
Porch Area220 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004712932
Old Parcel Number00952620165004
Street Address131 GOLD TREE
CityPUNTA GORDA
StateFL
Zip33955-1153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPGI 018 0390 0010 PUNTA GORDA ISLES SEC18 BLK390 LT10 1040/1357 1672/1258 1762/60 CT3714/232 3791/1841
Legal Range23E
Legal Township41S
Legal Section33
Legal SubdivisionPUNTA GORDA ISLES
Legal Block390
Legal Lot Number10
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2017
Census Tract10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address131 GOLD TREE, PUNTA GORDA, FL 33955-1153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2013 · Amount on Record
Deed SaleAug 5, 2013 · Amount on Record
Prior SaleDec 3, 2012
Deed Document Number2201081
Deed Book / Page3791 / 1841
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address131 GOLD TREE, PUNTA GORDA, FL 33955-1153
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046191907
DateAug 24, 2020
Book Page4619/1907
Instrument2843574
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,951.00 (+4.53%) Homeowner's exemption$218,577 (+5.99%)$339,722 (+4.78%) Land $55,000 Building $284,722
2023$2,823.00 (+3.1%) Homeowner's exemption$206,230 (+3%)$324,212 (+6.82%) Land $57,000 Building $267,212
2022$2,738.00 Homeowner's exemption$200,223$303,499 Land $46,750 Building $256,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Verizon.

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