Charlotte County property record for 131 Gold Tree, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 2000 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Aug 2013) |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-33-284-007 |
| Primary APN | 41-23-33-284-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,726 sqft |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Area | 466 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 468 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004712932 |
|---|---|
| Old Parcel Number | 00952620165004 |
| Street Address | 131 GOLD TREE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 018 0390 0010 PUNTA GORDA ISLES SEC18 BLK390 LT10 1040/1357 1672/1258 1762/60 CT3714/232 3791/1841 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 390 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10505 |
131 Gold Tree is owned and occupied by an individual who bought it in August 2013.
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 GOLD TREE, PUNTA GORDA, FL 33955-1153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2013 · Amount on File |
| Deed Sale | Aug 5, 2013 · Amount on File |
| Prior Sale | Dec 3, 2012 |
| Deed Document Number | 2201081 |
| Deed Book / Page | 3791 / 1841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 131 GOLD TREE, PUNTA GORDA, FL 33955-1153 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0046191907 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 4619/1907 |
| Instrument | 2843574 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
The 2025 property tax bill for 131 Gold Tree was $2,951 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,951.00 Homeowner's exemption | $218,577 | $339,722 Land $55,000 Building $284,722 |
| 2023 | $2,823.00 (+3.1%) Homeowner's exemption | $206,230 (+3%) | $324,212 (+6.82%) Land $57,000 Building $267,212 |
| 2022 | $2,738.00 Homeowner's exemption | $200,223 | $303,499 Land $46,750 Building $256,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 131 Gold Tree in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 131 Gold Tree is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Verizon.
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