206 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 206 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	1,816 sqft · built 2025
Lot Size	0.22 acres (9,599 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Mar 2025)
Tax Bill	$663 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-23-33-280-008`

Property Details

APN / Parcel Number

Primary APN	`41-23-33-280-008`
Alternative APNs	`0095262-018920-2` `10004712878`

Interior

Building Area	1,816 sqft Living Area
Gross Area	2,763 sqft

Exterior

Year Built	Built 2025
Lot Area	9,599 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004712878
Old Parcel Number	00952620189202
Street Address	206 GOLD TREE
City	PUNTA GORDA
State	FL
Zip	33955-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 018 0397 0022 PUNTA GORDA ISLES SEC18 BLK397 LT22 647/1536 1602/187 1981/1428 2326/2065 4
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	397
Legal Lot Number	22
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2018
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 31, 2025	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Apr 7, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 24, 2022	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Mar 31, 2025 · Amount on Record
Deed Document Number	0003510438
Last Transfer Date	Nov 14, 2025
Transfer Doc	0003587809
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 14, 2025
Property Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143
Document Number	0003587809
Map Reference	MB 10 PG 4A-4Q
Instrument Date	Nov 12, 2025
Instrument	3587809
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 31, 2025
Property Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143
Document Number	0003510438
Map Reference	MB 10 PG 4
Instrument Date	Mar 27, 2025
Instrument	3510438
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 TRIPOLI BLVD, PUNTA GORDA, FL 33950-7860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143

Mortgage

Document Number	0003510439
Date	Mar 31, 2025
Instrument	3510439

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 7, 2023
Property Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143
Document Number	0003247133
Map Reference	MB 10 PG 4A-4Q
Instrument Date	Apr 7, 2023
Instrument	3247133
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 TRIPOLI BLVD, PUNTA GORDA, FL 33950-7860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 TRIPOLI BLVD, PUNTA GORDA, FL 33950-7860

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 24, 2022
Property Address	206 GOLD TREE, PUNTA GORDA, FL 33955-1143
Document Number	0049330183
Book / Page	4933 / 183
Map Reference	MB 10 PG 4A-4Q
Instrument Date	Feb 24, 2022
Instrument	3063614
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2352 CLAY ST, NAPA, CA 94559-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 TRIPOLI BLVD, PUNTA GORDA, FL 33950-7860

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 (-28.4%)	$39,950 (+4.44%)	$47,000 (+4.44%) Land $47,000
2023	$926.00 (+31.16%)	$38,250 (+4.65%)	$45,000 (+23.12%) Land $45,000
2022	$706.00	$36,550 Land $36,550	$36,550 Land $36,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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