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110 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 110 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,880 sqft · built 1990
Lot Size0.271 acres (11,797 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Jul 2016)
Tax Bill$2,758 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN412333281016

Property Details

APN / Parcel Number

Primary APN412333281016
Alternative APNs
  • 00952620181709
  • 10004712901

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,880 sqft Living Area
Gross Area2,652 sqft
1st Floor Area1,880 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area11,797 sqft (0.271 acres)
Garage TypeAttached
Garage Area462 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area253 sqft
PorchSlab
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952620181709
Street Address110 GOLD TREE
CityPUNTA GORDA
StateFL
Zip33955-1147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC18 BLK395 LT17 843/827 1011-1970&71 UNREC DC-RES 3016/2018 4098/596 FJ4424/2051 4587/1212
Legal Range23E
Legal Township41S
Legal Section33
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block395
Legal Lot Number17
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2018
Census Tract10505

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address110 GOLD TREE, PUNTA GORDA, FL 33955-1147
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2016 · Amount on Record
Deed SaleJul 1, 2016 · Amount on Record
Prior SaleAug 8, 2006 · Amount on Record
Deed Document Number20162449055
Deed Book / Page4098 / 596
Last Transfer DateMay 20, 2020
Transfer Doc0045871212
Record UpdatedJun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJun 15, 2020
Property Address110 GOLD TREE, PUNTA GORDA, FL 33955-1147
Document Number0045871212
Book / Page004587 / 001212
Instrument DateMay 20, 2020
Instrument2820541
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 GOLD TREE PUNTA GORDA FL 339551147, PUNTA GORDA, FL 33955-1147

Mortgage

Document Number45871213
DateJun 15, 2020
Book Page004587/001213
Instrument2820542
Lender
NameRH FNDG CO
AddressPARSIPPANY, NJ 07054
Agreement
AmountAmount Recorded
Term360 Months
DueJun 14, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,758.00 (+2.57%) Homeowner's exemption$206,999 (+5.99%)$263,859 (+16.42%) Land $39,950 Building $223,909
2024$2,689.00 (+1.97%)
2023$2,637.00 (+3.17%) Homeowner's exemption$195,306 (+3%)$226,646 (-12.91%) Land $45,000 Building $181,646
2022$2,556.00 Homeowner's exemption$189,617$260,236 Land $36,550 Building $223,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: Verizon.

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