Charlotte County property record for 146 Gold Tree, Punta Gorda, FL 33955 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,496 sqft Living Area |
| Lot Size | 22,573 sqft (0.518 acres) |
| Garage | 691 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $55,000 (2016) |
| Primary APN | 41-23-33-280-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,446 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Covered Flooring |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,573 sqft (0.518 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 986 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 691 sqft Garage |
| Pool Area | 28 sqft Pool |
|---|---|
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | 1 Porch |
| Porch Area | 259 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 10004712886 |
|---|---|
| Old Parcel Number | 00952620185509 |
| Street Address | 146 GOLD TREE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1147 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PGI 018 0396 0015 PUNTA GORDA ISLES SEC 18 BLK 396 LT 15 1119/1089 1421/2087 1478/2187 1489/1278 1681/917 PR-09- |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 396 |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | PUNTA GORDA |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 10505 |
Source: Charlotte County records · APN 41-23-33-280-016
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage CENTERSTATE BANK OF FLORIDA NA |
| May 01, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage SUN WEST MORTGAGE COMPANY INC |
| Feb 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Prior Sale | Feb 22, 1999 · Amount on Record |
| Deed Doc Number | 1943816 |
| Deed Book / Page | 3487 / 1934 |
| Prior Transfer Date | Jun 17, 2010 |
| Prior Transfer Doc | 1943816 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 146 GOLD TREE, PUNTA GORDA, FL 33955-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042442059 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 4244/2059 |
| Instrument | 2557904 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 146 GOLD TREE, PUNTA GORDA, FL 33955-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045700498 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 4570/498 |
| Instrument | 2808151 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 146 GOLD TREE, PUNTA GORDA, FL 33955-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 146 GOLD TREE, PUNTA GORDA, FL 33955-1147 |
| Document Number | 0047121162 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 4712/1162 |
| Instrument | 2906496 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $429,712 (+5.99%) | $723,926 (+7.2%) Land $94,000 Building $629,926 |
| 2023 | Disabled Person's exemption Veteran's exemption | $405,439 (+3%) | $675,329 (+23.21%) Land $90,000 Building $585,329 |
| 2022 | Disabled Person's exemption | $393,630 | $548,111 Land $73,100 Building $475,011 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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