Berks County property record for 131 Elm St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,125 sqft · built 1890 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $240,000 (May 2026) |
| Tax Bill | $502 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-73-52-9020 |
| Primary APN | 5307-73-52-9020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,125 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6360775 |
|---|---|
| Street Address | 131 ELM ST |
| City | READING |
| State | PA |
| Zip | 19601-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 29 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1200 |
131 Elm St is owned by a company that bought it in May 2026.
Source: Berks County records, as of August 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 202 S 4TH ST, READING, PA 19602-1804 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Deed, Transfer · Conventional Mortgage FREEDOM SETTLEMENT GROUP LLC |
| Dec 2, 2025 | Deed, Transfer KEYSTONE TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Dec 2, 2025 · Amount on File |
| Deed Document Number | 202614435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 8, 2026 |
| Property Address | 131 ELM ST, READING, PA 19601-2908 |
| Document Number | 0000014435 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.14435 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | FREEDOM SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 202 S 4TH ST, READING, PA 19602-1804 |
| Document Number | 0000014436, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026..14436 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 2, 2025 |
| Property Address | 131 ELM ST, READING, PA 19601-2908 |
| Document Number | 0000037664 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025037664 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | KEYSTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 ELM ST, READING, PA 19601-2908 |
The 2026 property tax bill for 131 Elm St was $502, up 3.9% from the year before.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502.00 (+3.93%) | $17,800 (-) Land $4,900 Building $12,900 | $4,900 (-) Land $4,900 |
| 2025 | $483.00 (+2.55%) | $17,800 (-) Land $4,900 Building $12,900 | $4,900 Land $4,900 |
| 2024 | $471.00 | $17,800 Land $4,900 Building $12,900 | |
| 1994 | $17,800 Land $4,900 Building $12,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 131 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 131 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures