127 Elm St, Reading, PA 19601 Property Records

Berks County property record for 127 Elm St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,996 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Oct 2022)
Tax Bill	$321 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-73-52-8090`

Property Details

APN / Parcel Number

Primary APN	`5307-73-52-8090`
Alternative APNs	`06-5307-73-52-8090` `6360700` `360700`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,996 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Coal
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6360700
Street Address	127 ELM ST
City	READING
State	PA
Zip	19601-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1005
Census Tract	1200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 ALBERT LN, READING, PA 19607-9365
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit RBI PRIVATE LENDING LLC
Aug 9, 2023	Deed of Trust, Mortgage · Construction Mortgage DIAMOND CU
Oct 21, 2022	Deed, Transfer · Stand-Alone Second Mortgage WEIZL ZHANG ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Sep 7, 2010 · Amount on Record
Deed Document Number	202241670
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	127 ELM ST, READING, PA 19601-2908
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	PREMIER SETTLEMENTS INC, PREMIER SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365

Mortgage

Document Number	0000037864
Date	Dec 3, 2025
Instrument	2025037864

Lender

Name	RBI PRIVATE LENDING LLC
Type	Mortgage Company
Address	19495 BISCAYNE BLVD STE 801, AVENTURA, FL 33180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	127 ELM ST, READING, PA 19601-2908
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023474
Date	Aug 9, 2023
Instrument	2023023474

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 7, 2033

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 21, 2022
Property Address	127 ELM ST, READING, PA 19601-2908
Document Number	0000041670
Instrument Date	Oct 21, 2022
Instrument	2022041670
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LANE, LINCOLN, DE 19960
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041671
Date	Oct 21, 2022
Instrument	2022041671

Lender

Name	WEIZL ZHANG ETAL
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$321.00 (+6.64%)	$11,400 (-) Land $4,900 Building $6,500	$4,900 (-57.02%) Land $4,900
2024	$301.00	$11,400 Land $4,900 Building $6,500
1994			$11,400 Land $4,900 Building $6,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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