129 Elm St, Reading, PA 19601 Property Records

Berks County property record for 129 Elm St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,820 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Feb 2024)
Tax Bill	$310 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-73-52-9000`

Property Details

APN / Parcel Number

Primary APN	`5307-73-52-9000`
Alternative APNs	`06-5307-73-52-9000` `6360750` `360750`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6360750
Street Address	129 ELM ST
City	READING
State	PA
Zip	19601-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1005
Census Tract	1200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 ALBERT LN, READING, PA 19607-9365
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit RBI PRIVATE LENDING LLC
Feb 14, 2024	Deed, Transfer · Stand-Alone First Mortgage PRIME FUNDING GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Nov 4, 2016 · Amount on Record
Deed Document Number	20244130
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	129 ELM ST, READING, PA 19601-2908
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	PREMIER SETTLEMENTS INC, PREMIER SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365

Mortgage

Document Number	0000032006
Date	Oct 16, 2025
Instrument	2025032006

Lender

Name	RBI PRIVATE LENDING LLC
Type	Mortgage Company
Address	19495 BISCAYNE BLVD STE 801, AVENTURA, FL 33180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 14, 2024
Property Address	129 ELM ST, READING, PA 19601-2908
Document Number	0000004130
Instrument Date	Feb 9, 2024
Instrument	2024004130
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004131
Date	Feb 14, 2024
Instrument	2024004131

Lender

Name	PRIME FUNDING GROUP
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Apr 1, 2025

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$310.00 (+6.53%)	$11,000 (-) Land $4,900 Building $6,100	$4,900 (-55.45%) Land $4,900
2024	$291.00 (-39.38%)	$11,000 (-) Land $4,900 Building $6,100
2023	$480.00 Homeowner's exemption	$11,000 Land $4,900 Building $6,100
1994			$11,000 Land $4,900 Building $6,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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