135 Elm St, Reading, PA 19601 Property Records

Berks County property record for 135 Elm St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,239 sqft · built 1910
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2022)
Tax Bill	$1,036 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage Sep 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-73-52-9090`

Property Details

APN / Parcel Number

Primary APN	`5307-73-52-9090`
Alternative APNs	`06-5307-73-52-9090` `6360875` `360875`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,239 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6360875
Street Address	135 ELM ST
City	READING
State	PA
Zip	19601-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	315 PEAR STREET SUB
Legal Block	29
Legal Lot Number	2C
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1006
Census Tract	1200

Owner

135 Elm St is owned and occupied by an individual who bought it in September 2022.

Source: Berks County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	135 ELM ST, READING, PA 19601-2936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Sep 29, 2022	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	202238705
Prior Transfer Date	Jan 24, 2014
Prior Transfer Doc	0000003374
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	135 ELM ST, READING, PA 19601-2936
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002604
Date	Jan 27, 2023
Instrument	2023002604

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2030

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	135 ELM ST, READING, PA 19601-2936
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	KEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038708
Date	Sep 29, 2022
Instrument	2022038708

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 29, 2022
Property Address	135 ELM ST, READING, PA 19601-2936
Document Number	0000038705
Map Reference	DOC 2013050409
Instrument Date	Sep 20, 2022
Instrument	2022038705
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 ELM ST, READING, PA 19601-2936

Mortgage

Document Number	0000038706
Date	Sep 29, 2022
Instrument	2022038706

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000038707
Date	Sep 29, 2022
Instrument	2022038707

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 135 Elm St was $1,036.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,036.00	$36,700 Land $8,400 Building $28,300	$8,400 Land $8,400
2024	$971.00	$36,700 Land $8,400 Building $28,300
1994			$36,700 Land $8,400 Building $28,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 135 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 135 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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