13092 Spence Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 13092 Spence Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 936 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$287,000 (Aug 2023)
Tax Bill	$8,080 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-380-023-00`

Property Details

APN / Parcel Number

Primary APN	`004-380-023-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13092 SPENCE RD
City	THREE RIVERS
State	MI
Zip	49093-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 23 SHADY POINT SUB-DIV. SEC 10 & 15 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	10
Legal Subdivision	SHADY POINT SUB-DIV
Legal Lot Number	23
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	1
Census Block	1012
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1543 CLIFFTOP AVE, SAN MARCOS, CA 92078-1075
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 3, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Aug 5, 1995
Deed Document Number	20235567
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 21, 2026
Property Address	13092 SPENCE RD, THREE RIVERS, MI 49093-8403
Document Number	0000004275
Instrument Date	May 15, 2026
Instrument	20264275
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1543 CLIFFTOP AVE, SAN MARCOS, CA 92078-1075

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 3, 2023
Property Address	13092 SPENCE RD, THREE RIVERS, MI 49093-8403
Document Number	2023005567
Map Reference	LB 3 PG 72
Instrument Date	May 16, 2023
Instrument	2023005567
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$2,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13092 SPENCE RD, THREE RIVERS, MI 49093-8403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13080 SPENCE RD, THREE RIVERS, MI 49093-8403

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,000 (+5.52%) Land $61,700 Building $135,300	$394,000 (+5.52%) Land $123,400 Building $270,600
2025	$8,080.00	$186,700 (+39.33%) Land $63,700 Building $123,000	$373,400 (+39.33%) Land $127,400 Building $246,000
2023		$134,000 Land $54,100 Building $79,900	$268,000 Land $108,200 Building $159,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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