St. Joseph County property record for 13023 Spence Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $44,500 (Nov 2017) |
| Tax Bill | $172 (2025) |
| Deeds & Mortgages | Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-380-044-00 |
| Primary APN | 004-380-044-00 |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Street Address | 13023 SPENCE RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 SHADY POINT SUB-DIV. SEC 10 & 15 T6S R12W. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 10 |
| Legal Subdivision | SHADY POINT SUB-DIV |
| Legal Lot Number | 44 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 41102 |
13023 Spence Rd is owned and occupied by two individuals who bought it in November 2017.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13023 SPENCE RD, THREE RIVERS, MI 49093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on File |
| Deed Sale | Nov 14, 2017 · Amount on File |
| Prior Sale | Aug 12, 2016 · Amount on File |
| Deed Document Number | 20171893-0441 |
| Deed Book / Page | 1893 / 441 |
| Prior Transfer Date | Jul 11, 2016 |
| Prior Transfer Doc | 1835/0185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 14, 2017 |
| Property Address | 13023 SPENCE RD, THREE RIVERS, MI 49093 |
| Document Number | 1893/0441 |
| Book / Page | 1893 / 0441 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 1893-0441 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O |
| Amount | Amount on Record |
|---|---|
| Tax | $382.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56202 SHADY LN, 56202, THREE RIVERS, MI 49093-8923 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13054 SPENCE RD, THREE RIVERS, MI 49093-8403 |
The 2025 property tax bill for 13023 Spence Rd was $172 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,800 (+8.27%) | $57,600 (+8.27%) | |
| 2025 | $172.00 Homeowner's exemption | $26,600 Land $5,100 Building $21,500 | $53,200 Land $10,200 Building $43,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13023 Spence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13023 Spence Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
May also be available: Mercury Fiber.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures