13128 Spence Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 13128 Spence Rd, Three Rivers, MI 49093 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Architecture Style	Ranch
Year Built	Built 1964
Square Footage	1,856 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	528 sqft
Occupancy	Owner Occupied
Tax Bill	$3,341.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`004-380-020-00`

Interior

Full Baths	3 Baths
Building Area	1,856 sqft Living Area
1st Floor	1,856 sqft 1st Floor
Basement Area	1,856 sqft Basement
Unfinished Basement	1,856 sqft Unfinished

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch Style
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	145 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	13128 SPENCE RD
City	THREE RIVERS
State	MI
Zip	49093-8404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 SHADY POINT SUB-DIV. SEC 10 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	10
Legal Subdivision	SHADY POINT SUB-DIV
Legal Lot Number	20
Jurisdiction	ST JOSEPH MI
Minor Civil Division	FABIUS
Census Blockgroup	1
Census Block	1012
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-380-020-00

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13128 SPENCE RD, THREE RIVERS, MI 49093-8404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 1995
Deed Sale	Feb 23, 1995
Deed Book / Page	726 / 421
Record Refreshed	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 27, 2022
Property Address	13128 SPENCE RD, THREE RIVERS, MI 49093-8404
Document Number	2022010649
Map Reference	LB 3 PG 72
Instrument Date	Dec 26, 2022
Instrument	2022010649
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	13128 SPENCE RD, THREE RIVERS, MI 49093-8404

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,900 Land $61,400 Building $197,500	$517,800 Land $122,800 Building $395,000
2025	$3,341.00 Homeowner's exemption

Flood & Wildfire

13128 Spence Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 11th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.