13112 Spence Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 13112 Spence Rd, Three Rivers, MI 49093 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1966
Square Footage	1,928 sqft Living Area
Lot Size	11,761 sqft (0.27 acres)
Garage	480 sqft
Occupancy	Owner Occupied
Tax Bill	$2,863.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`004-380-021-00`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,928 sqft Living Area
1st Floor	1,320 sqft 1st Floor
Basement Area	1,320 sqft Basement
Unfinished Basement	1,320 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	11,761 sqft (0.27 acres)
Depth X Width	145 ft x 42 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	480 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	13112 SPENCE RD
City	THREE RIVERS
State	MI
Zip	49093-8404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 21 SHADY POINT SUB-DIV. SEC 10 & 15 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	10
Legal Subdivision	SHADY POINT SUB-DIV
Legal Lot Number	21
Jurisdiction	ST JOSEPH MI
Minor Civil Division	FABIUS
Census Blockgroup	1
Census Block	1012
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-380-021-00

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13112 SPENCE RD, THREE RIVERS, MI 49093-8404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 1996
Deed Sale	Apr 12, 1996
Prior Sale	Oct 23, 1995
Deed Book / Page	755 / 968
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,500 Land $46,700 Building $204,800	$503,000 Land $93,400 Building $409,600
2025	$2,863.00 Homeowner's exemption

Flood & Wildfire

13112 Spence Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 11th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.