1309 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1309 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,667 sqft · built 2013
Lot Size0.643 acres (28,009 sqft)
Owner2 Individual Names on Record
Last Sale$1,000,000 (Aug 2007)
Tax Bill$22,479 (2025)
Deeds & MortgagesMar 2019 Loan Modification
Flood ZoneZone VE (high risk)
APN03-38-41-011-012-0004.0-2-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-011-012-0004.0-2-0000
Alternative APNs
  • 03-38-41-011-012-00040-2
  • 338410110120004020000
  • 20333

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,667 sqft Living Area
1st Floor Area2,416 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area28,009 sqft (0.643 acres)
Lot Dimensions100 ft deep x 90 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area713 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch
Porch Area1,749 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20333
Street Address1309 SE RIVERSIDE DR
CitySTUART
StateFL
Zip34996-1286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionST LUCIE ESTATES # 3 BEG AT SW COR OF WLY 75 OF BLK 12 RUN N 26 DEG 31 32 W 186.27 N 43 DEG 01 27 W 48.94 N 26 DEG 51 35 W 146.08 TO RIVER MEANDER ELY TO E/LN OF W 75 OF BLK 12 SLY 297 & WLY 75 TO BEG BLK 12 & SUBMERGED LAND ADJ TO N AS DESC IN OR 12
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionST LUCIE ESTATES
Legal Block12
Legal Lot Number4
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2005
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1309 SE RIVERSIDE DR, STUART, FL 34996-1286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2007 · Amount on Record
Deed SaleAug 2, 2007 · Amount on Record
Prior SaleJul 26, 2005 · Amount on Record
Deed Document Number20072030118
Deed Book / Page2268 / 1072
Prior Transfer DateJul 14, 2005
Prior Transfer Doc0001858164
Record UpdatedOct 29, 2026

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address1309 SE RIVERSIDE DR, STUART, FL 34996-1286
Document Number0030520880
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 SE RIVERSIDE DR STUART FL 349961286, STUART, FL 34996-1286

Mortgage

Document Number0030520880
DateApr 11, 2019
Book Page003052/000880
Instrument2748791
Lender
NameSEASIDE NAT'L BK&TR
TypeFunding / Finance Company
AddressORLANDO, FL 32801
Agreement
AmountAmount Recorded
Term276 Months
DueApr 10, 2042
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,479.00 (-1.03%) Homeowner's exemption$1,306,724 (+5.99%)$3,286,070 (+14.21%) Land $1,701,000 Building $1,585,070
2024$22,712.00 (+2.04%)
2023$22,257.00 (+3.37%) Additional exemption filed$1,232,910 (+3%)$2,877,100 (+13.83%) Land $1,323,000 Building $1,554,100
2022$21,532.00 Homeowner's exemption$1,197,000$2,527,600 Land $1,228,500 Building $1,299,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Blue Stream.

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Nearby Streets

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